More than 90% of York College students receive some form of financial aid. Your options include scholarships, grants, loans and work-study programs. As you decide how to pay for college, contact Director of Financial Aid Brien Alley to answer your questions and find the best package for you.
Federal Subsidized Direct Loan: This loan is a need-based loan as determined by the results of the FAFSA. York College’s school code is 002567. The annual amounts for this loan are:
The federal government subsidizes the interest on this loan. This means that while you are attending school at least half-time, your bank is receiving interest payments from the government on your behalf. You will begin making payments on this loan six months after you graduate or cease being at least a half-time student.
Federal Unsubsidized Direct Loan: This loan is a non-need-based loan. Any student completing the FAFSA and is not eligible for a Federal Subsidized Stafford Loan can borrow under this loan program. Income limitations are not a consideration for this loan. The annual amount for this loan is a minimum of $2,000 (all grade classifications). The award can be more if you are not eligible for the full amount of the need-based Subsidized Stafford Loan.
The federal government does not subsidize the interest on this loan. Unlike the Federal Subsidized Stafford Loan, you are responsible for the interest while you are attending school. You have the option of making quarterly interest payments to your lender or letting the interest capitalize while you are in school. You will begin making principal and interest payments on this loan six months after you graduate or cease being at least a half-time student.
Federal Parent Loan for Students (FPLUS): This loan is a non-need-based loan. Parents may take out a government loan on behalf of their student for whatever amount they need to send their student to York College up to the cost of attendance as determined by York College. Payments on this loan begin 60 days after the final disbursement.
On May 7th, 2008, President Bush signed into law bill H.R. 5715, approving $2,000 additional Unsubsidized Stafford loan.
Federal Work-Study Program: This work program is available for students who are determined to be eligible as a result of the FAFSA. Students may apply for jobs on campus in various departments. Job openings will be posted online and in the Financial Aid Office. A student may be assigned to work from 4.5 to 9 hours per week. A student will be paid at least minimum wage as established by Wage and Hour. Students will have the option to be paid with a paycheck on the 10th of the following month or have the amount applied to the unpaid balance owed York College.
Institutional Work-study Program: This program is treated the same as the Federal Work-Study Program with the difference being that the paychecks are funded by the institution rather than the government.
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